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- BofA -- More Unsecured ATMs than Anybody
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I want all bank customers to be safe. Safe from ATM muggins, shoulder jockies, ATM hostage situations, pre-scanners, cameras and other threats.
Although BofA has lots of ATMs, they seem to be the least secure in the industry. Mantraps or one-person-only enclosures are NECESSARY to provide maximum security. If you can't get that, what about a panic button? What about 24 X 7 video and super-bright lighting? What about laws to prevent people from hanging around ATMs when they have no business at the bank? No such things at BofA and many other banks. What about a panic PIN -- where you put a special character at the end of your PIN or put it in backwards to alert authorities that a robbery is in progress? This might reduce murder. I don't have the national statistics on the number of murders and robberies at ATMs, but I am sure they are worse at ATMs that lack security. To simply reduce hours or not have ATMs in crime areas won't cut it. Crooks go where ATMs are, even if they must travel to find them.
When you see the next BofA commercial on TV, call them and ask them if they are doing anything to improve safety in ATMs. Their high rating in fraud control is undermined by their horrible ATM security.
I believe Wells Fargo is the worse major bank. They seem to recruit from hell because their employees seem to be very hostile towards their source of income - -customers. But Wells and Citicorp (a super rogue bank that turns its back on all minority customers -- zero loans one year) at least have ID-theft departments that are dedicated to taking action on ID-theft exclusively. At least that is what they claim to have. Wells customers should weigh in here.
Overall, when it comes to bank and ATM security, state legisltures score a zero (0) on a scale of 1 to 10. Why? They take huge contributions from banks and money means more to them than your safety or even your life. Is this democracy? Nope. It is death-ocracy. Or corpocracy. Or stupid-ocracy.
Washington Mutual's depiction of bankers as soul-less goons intent only on pinching pennies of the poor is quite accurate. If you analyze the excuses banks give for not providing enough protection against ID-theft, fraud and ATM crime, you will discover a culture that is actually worse than the bankers in the WAMU commercial.
We need to clean house in all the states and in Congress. America is gone and we must get it bank. Those WAMU goons are running the show and we don't have to accept it. Perhaps the answer is to split our deposites amoung more banks, so that we can instantly move funds to the banks who improve and withdraw funds from banks who do not. They don't have souls and they don't care about anything except deposites. Kick them where they are vulerable -- right in their pocket-books. Kick them hard. - Posted by: author20@... Posted on: 09/26/06 You are currently: a Guest | Members login | Terms of Use
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